William Hayes, of Kenilworth Asset Management, will present on "Insurance for Every Stage of Life." He will address the following questions:

• Do you know what your insurance policy actually covers?
• If you need life insurance, what is the most appropriate type for your needs?
• As your needs change, is your policy still useful?
• Are you getting the most from your policy today?
• How do you monitor the value of your life insurance?
• How can you leverage your insurance policy as a charitable gift?